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Credit Tips


Michael Russell Smartads.info Expert AuthorCredit Repair, Doing it Yourself

Author: Michael Russell

We all know what bad credit can do to our ability to get financial help when it is needed the most. [..]

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Credit Tips Articles

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Business Lines of Credit vs Business Credit Cards
The two most common ways of financing a business is by getting a business line of credit or a business credit card. For some people, there’s not much difference with these two methods but is this true?

Author: Pamela Williams


Credit Cards 101
Credit Cards 101 - A great little article that sheds light on credit cards.

Author: marsel sula


The most important way to avoid credit card debt
It is easy to find yourself trapped in debt for hundreds of dollars on one credit card, but don't let that get you down, there are ways of avoiding those traps...

Author: Bob Jagar


Comparing Rewards Credit Cards
If you often use your credit card for grocery shopping or paying your monthly bills, you should definitely get a rewards credit card. Credit card rewards provide different types of incentives to its holders through various rewards programs.

Author: Nicole Thompson


Be Careful! Don’t Get Into New Credit Scam Trap!
There are many opportunities to get a good credit card offer today. With the help of the Internet, you can get a card just in several days. But what if you could get a card just after dialing a phone number? Just make a free toll call and get a credit card! Don’t believe these ads! It is a one more scam trap!

Author: Brittany Gillen


Use Credit Monitoring Services To Detect Identity Thefts
IDTheftDefense provides you with A to Z information on identity thefts, the ways of detecting and preventing identity theft, credit reports and a lot more.

Author: Rahul Rungta


Choosing the Best Reward Credit Card For You
With so many reward credit cards to choose from, how can you pick the best one for you?

Author: Nicole Thompson


Use of Credit Cards Rises for Business Start-up Financing
Some years back, many business owners and small business entrepreneurs are hesitant about opening up a separate account for their business. But as the years pass, these business owners began to realize the efficiency and importance of a separate business account.

Author: Pamela Williams


Credit card cash advances, use them wisely.
Credit card cash advances can provide you with convenient and instant access to cash, but cash advances should be avoided if at all possible.

Author: Simon Jones


Credit Card Processing Options for Home-Based Business Owners
It is no secret that home based businesses today are continuously flourishing all across the globe. With the help of the internet, even small business or home-based business owners now have the option to accept payments from customers online.

Author: Pamela Williams


Cash Back Credit Cards For Business
We all know that one of the best benefits of business credit cards is their reward programs. Reward programs are also categorized based on the rewards it provides.

Author: Pamela Williams


How to Get Your Foreign Exchange Fees Refunded
Credit cardholders won another lawsuit against credit card issuers. Visa, MasterCard and Diner’s club have to refund foreign exchange fees that haven’t been properly disclosed.

Author: Wendy Drews


Smart Christmas Shopping with Your Credit Card
Christmas season is once again here. And as a tradition, gift giving is also just around the corner. Most consumers prefer to use their credit cards when shopping for gifts. They are safer to carry around when shopping and more convenient as well. Nevertheless, credit cards should also be used with care.

Author: Pamela Williams


Reward Credit Cards: Its Pros and Cons
If you’re planning on applying for a reward credit card, knowing its pros and cons will surely help you come up with a better decision.

Author: Nicole Thompson


Banks Preparing Credit Cards and Presents This Christmas
Each holiday season banks promote more and more especially rewarding credit card applications. What is new this Christmas and how to choose the best card?

Author: Anne Sparks


In Debt? - A Debt Consolidation Loan may be the Answer
Being in debt can be stressful, especially if you are in way over your head.

Author: Jeff Kimball


Learn how to live debt free, and start winning financially.
Live debt free once and for all. Make it a point to not owe anything to anyone anymore. You deserve to live your life with a sense of financial peace and personal freedom.

Author: richard gorham


Apply Online For A Credit Card - Instant Online Credit Card Application
When we apply online for a credit card many of us are conscious of the security risks involved in offering our personal details over the internet. So just how safe is it to make that instant online credit card application?

Author: Trevor Taylor


What Comprises Your Credit Score
There are many methods which can be used to calculate your credit score but the most common method is the FICO. FICO was developed by the Fair Isaac Company and is the preferred method used by most lending companies. Copyright 2007

Author: Liz Roberts


Pre-Approved Credit Cards – Advantage Or Evil?
Every one who has a mailbox is used to receiving tons of letters from banks that promise preapproval for fancy credit cards. People are sick of them, they throw them away and send them back to the banks, but few of them know how dangerous these letters may be. Learn how they can damage your credit and assets, decide if preapprovals are good or bad for your life.

Author: Anne Sparks


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