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Retirement Plans


Lawrence Groves Smartads.info Expert AuthorFive-Steps to Successfully Monitoring 401k Investments

Author: Lawrence Groves

Employers - who make decisions about their 401k plans are required by ERISA to employ a prudent process in the management and monitoring of their 401k plan investments. [..]

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Retirement Plans Articles

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EXTRA Money, EXTRA Income, EXTRA Cash, From A Home Business Opportunity!!
This articles main purpose is to shed light on the approaching crisis of an ageing population, 78 Million Baby Boomers

Author: Michael Kohn


Retirement Calculators - Before and After Retirement
Many of the retirement calculators on the Internet do not fit the plan of many Boomers and that is to continue to work after retirement. Income from a retirement job can have a very positive impact on your retirement finances.

Author: John W. Howe


Beware of Investment Company Retirement Calculators
Retirement calculators are not all the same. Continuing to work after retirement can have a very positive impact on your retirement savings. Make a post retirement job part of your retirement planning. Use the right retirement calculator in your retirement planning.

Author: John W. Howe


Retirement Savings: Choosing the Plan That’s Right For You
Saving for retirement isn’t as hard as it may seem. Most employers offer some sort of plan that provide tax incentives for employees. Others even match worker’s contributions, giving them even more "free" money to sock away.

Author: Waqas Ahmed


How Inflation is Forcing Retirees to Take More Financial Risk
When John and his wife retired 10 years ago, they thought they had more than enough money saved to enjoy their retirement years without worry. But, just a decade later, they are beginning to feel the squeeze that inflation has put on their retirement savings.

Author: Waqas Ahmed


Individual Health Insurance vs. Group Health Insurance
Individual health insurance is very different from group health insurance in some respects. Many people have had group health insurance from a large corporate group plan and that is all that they have ever known. Many have never had to actually pick and choose between different insurance companies and different health plans as all of the decision making was done on their behalf by their employer. Here are a few quick things to keep in minding when searching for individual health insurance.

Author: James Thomson


When Not to Name Your Spouse the Beneficiary of Your IRA
Have you blindly named your spouse as the beneficiary of your IRA? Is this your best choice?

Author: Robert Cavanaugh


SEP IRAs: A Path to More Retirement Income?
The SEP IRA may be one alternative to building a bigger retirement nest egg.

Author: Robert Cavanaugh


Roth 401(k) Plans: Could You Benefit?
If your 401(k) plan allows, a new law now makes the ability to have a “Roth” 401(k) permanent.

Author: Robert Cavanaugh


Rollovers to IRAs - Rules, Tips and Cautions
Here are the rules and some tips that could eliminate problems with your IRA rollover.

Author: Robert Cavanaugh


IRAs and Early Retirement
If you retire early and roll your 401(k) into an IRA, what is the best way to take out income?

Author: Robert Cavanaugh


Who Should Be the Beneficiary of Your IRA?
Does your IRA beneficiary election follow the rules? Find out by taking a look at few common beneficiary elections.

Author: Robert Cavanaugh


IRA Distribution Rules at Death: Critical Knowledge for Good Decisions
Do you know the IRA distribution rules at death? Here’s a primer that could help you avert costly mistakes.

Author: Robert Cavanaugh


The Keys to a Happy Retirement
Retirement is something that most people look forward to. The chance to take a break.

Author: Liz Roberts


Roth IRA Distributions at Death: Pitfalls to Avoid
Take care to assure your wishes for the distribution of your Roth IRA at your death follow the rules.

Author: Robert Cavanaugh


Roth IRAs: Test Your Knowledge
Take this quick 5 question quiz and see if you are up to speed on the Roth IRA.

Author: Robert Cavanaugh


Change in Lifestyle and Environment- The Secret to a Happy Retired Life.
With advancing years your lifestyle should be re-oriente-not to put unnecessary strain on the diminishing reserves of your body.

Author: Kanaga Siva


Common Questions Asked About Last Will Forms
WHAT IS A LAST WILL AND TESTAMENT? A Last Will and Testament controls the distribution of your property at death.

Author: David Fagan


Secure Your Retirement with a Rollover IRA
Switching your job? Retiring? Congratulations! A window of opportunity opens for you with the Rollover Individual Retirement Account or Rollover IRA.

Author: Sam Subramanian


Using a Health Savings Account to Build Retirement Savings
Learn how to use a Health Savings Account to become financially prepared for retirement.

Author: Wiley Long


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